Economics and Unemployment essays

Marketing Plan Term Paper Example | Topics and Well Written Essays - 2500 words

Advertising Plan - Term Paper Example SWOT examination has recognized that one-stop area and the tremendous Victorian house with a limit of 600 individuals make Creations for You an ideal spot to commend a wide range of capacities. Be that as it may, absence of familiarity with clients about the new startup and immense introductory ventures have all the earmarks of being two significant shortcomings of organization. To contend in a profoundly serious market, the organization expects to focus on the advertising sections through a powerful special technique. Both the indoor and open air limited time devices will be utilized to make mindfulness among the individuals and incorporated promoting correspondence approach will be utilized in any case; to recuperate these expenses and other fixed and variable costs, organization will receive a hostage valuing methodology. SWOT Analysis Strengths Company has a gigantic Victorian home wherein 600 people can be balanced A customer one stop area where all wedding administrations are a ccessible Weaknesses Being a new business, nobody thinks about the organization subsequently, huge advertising endeavors should be put to advance the organization Huge starting ventures and showcasing costs and less benefit Opportunities Changing considering designs individuals, for example, looking at marriage as a major one-day occasion in life is good People are eager to spend more cash on their weddings and functions to keep up their social picture The expanding occupied schedules lead the individuals to choose full administrations like this Threats Increasing rivalry Easy access to wholesalers and sellers encourage individuals to compose such capacities effectively Increasing costs and expenses of items and administrations can build the expenses of tasks of the organization Pricing Creations for You expects to offer particular administrations to its clients, with the goal that the enormous long periods of festivities may turn into a wonderful piece of their recollections. To of fer selective and brilliant administrations to clients, organization needs to set up an excellent picture in the market; in this manner, organization is spending gigantic expenses on showcasing and advancements. Albeit fixed expenses of the organization are not exceptionally high notwithstanding, factor costs will be fundamentally high. To accomplish the advertising destinations of the organization, Product-line estimating technique will be utilized. There are different kinds of valuing techniques in the product offering estimating procedure including hostage evaluating, trap evaluating, estimating line and premium estimating (Pride and Ferrell, 2007). The important administrations of the organization will be offered to clients by embracing a hostage valuing system. Hostage valuing technique is the most appropriate methodology for administrations of the organization on the grounds that the clients will be pulled in by keeping the costs of essential administrations low while, the cos ts of different administrations will be kept high (Pride, Hughes, and Kapoor, 2009). For instance, for a particular occasion the Victorian home will be accessible at advertise serious costs. The clients will get pulled in when they will see the low cost of the lobby in any case, the estimation of different administrations that will be required to sort out the whole occasion will be saved high for instance, other than the corridor charges, the per head cost, helping cost, music framework cost, botanical setting or stage beautification cost and so forth will be offered at significant expenses. Subsequently, hostage estimating methodology will assist the organization with attracting the clients and it will help the com

The Down-low on Down Payments

The Down-low on Down Payments The Down-low on Down Payments The Down-low on Down PaymentsShould new homeowners still stick with the 20% down payment rule or put down less upfront to keep money in their savings?When looking at buying a home, the down payment process can be trying. If you don’t have enough for the 20% down payment, you’re looking at a monthly private mortgage insurance (PMI) fee, and if you do have enough for that ideal 20%, you might eat through your entire savings.With that in mind, if a loan program allows you to put as little as zero percent down, why would you put 5%, 10%, or even the hefty 20% down instead?According to Zillow, “The minimum down payment required for a conventional loan is 3%. And the minimum down payment for a Federal Housing Administration loan is 3.5%. Some special loan programs even allow for 0% down payments.”So what’s the best course of action? Eat away your entire savings to avoid a monthly mortgage insurance penalty, or put down as little as possible to retain your savings?The low endJulia Dellitt at Forbes evaluated the homebuying process with 5%, 10%, and 20% down payments. When she did, she discovered the median average for down payments in the United States is just 6%:According to a study by the National Association of Realtors, the median down payment for first-time buyers has actually held steady at 6% for the past few years. It makes sense, to some degree: A smaller down payment makes it more possible for people to buy in the first place, keep some savings on hand, and invest in preferred upgrades. At the same time, a large down payment remains fairly attractive to buyers, lenders, and sellers due to lower interest rates, lack of mortgage insurance, more affordable monthly payments, and reduced risk.One homebuyer Dellitt interviewed explained they purposefully paid only a 5% down payment on their home to retain a savings safety net. The homeowners also knew they would need to replace appliances and furnish a home that was double the size of their previous one, which made a smaller down payment a better option for them.Casey Bond at Huffington Post listed home improvements as one of the three reasons that paying a 20% down payment isn’t worth it. It’s possible that something was missed during the home inspection or something suddenly needs fixing after you move in, so having all of your money tied into your home right away isn’t the best decision, Bond said.Michael Nicholas, director of U.S. Mortgage Sales and Service at BMO Harris Bank, suggested the following to Dellitt:“Some buyers may never be in a position to put down 20%. So, in order to realize the dream of home ownership and start building on what will one day probably be your largest asset, a lower down payment may be your only option. And we all need to have an emergency fund in case the unexpected happens; very few people move into a house and leave it exactly as-is. Having money left over after your purchase is importantâ€"if that means putting a little less down, so b e it.”To put it in perspective, 5% down on a $300,000 home is still $15,000. That is a decent chunk of change. If that is all a prospective homeowner can put down at the time of purchase to feel comfortable with their decision, that’s OK. Obviously, the 20% down rule can’t apply to everyone.The middleThe homeowners Dellitt interviewed who put 10% down did so because they could afford to do so while still having some money left in their savings. They told Dellitt they were comfortable with that amount ,and knew, based on their down payment, what their mortgage would be.If you have the option to put down more toward your home, it’s a good idea, as it means you aren’t likely to spend the money elsewhere, banker Corey Vandenberg told Dellitt.“And the more you put down, the less mortgage insurance you could be paying, either as an amount or in the length of time you are paying it,” he added. “Depending on the lender and your credit, it can open a whole new range of loan p roducts for youâ€"more money down opens current and future doors to tap your equity. Since a home equity loan or line of credit is based on equity, it would be nice to have that as soon as possible for a host of reasons, including [for] improvements to the home.”Bond says the skyrocketing housing prices is another reason to put down 10%. If you were to wait until you save 20%,the type of house you wanted to buy could be much more expensive, and that 20% down would still be more than you were able to save. Even if you have to pay PMI with a 10% down payment, by purchasing a home, you are still investing your money rather than spending it on rent during the period of time it would take to save the additional 10%.The “ideal”Lenders see the 20% down payment on a mortgage as the ideal for borrowers. It means you are seen as less of a risk, and therefore, are the best type of lendee. However, as in all things, it comes down to your personal financial goals and well being.If you are in a position to put down the 20%, that’s terrific. But maybe don’t put more down than you have to.Not sure if youre financially ready to buy a home? Check out these other resources from the OppLoans blog:The Hidden Costs of Home OwnershipIs it Time for You to Buy a Home?How Much Money Do You Actually Need to Buy a House?How to Decorate Your Home for Cheap

The Main Contribution Of Growth - 1157 Words

What is art? What does it mean to be a part of the art? Every September Grand Rapids hosts Art Prize which is the largest art competition in the world. What does that mean? The city turns into a rainbow of color, and a sea of people. Artists, spectators, and critics alike gather to embrace the two week experience. Art Prize was launched by Rick Davos, to ignite conversation in Grand Rapids. A conservative Christian city dominated by Republic views, private art, subversive racism, and homelessness. Spectators love it, artist loath it, and critics run the gamut, but little information has been published outside of the organization. Since Art Prize started in 2008 and has grown substantially. The main contribution of growth has been the financial gain from tourism that has boosted the local economy in a time of slow restructuring for Grand Rapids which the Devos family has greatly contributed too over generations. Family philanthropy is a well-established tradition in Grand Rapids, which can be linked to its Conservative Christian affluence and the rise of sustainability awareness and city pride. There is a strong sense of comradery between groups; Art Prize brings all walks of life together in a visually and mentally stimulating environment. Art prize is a way of breaking down boundaries to connect people at a conceptual level. By that I mean, while two people are fully immersed in a piece of art in a crowded room there is a mutual connection that can igniteShow MoreRelatedContribution Of The Aviation Industry On The Uk Economy1261 Words   |  6 PagesTax 6. Conclusion Contribution of the aviation industry to the UK Economy 1. Introduction This explosion provides research of how the UK Economy contributes to the Aviation industry in various way with the standard points and innovation – have impacted on UK economic growth through the Aviation industry. By this report, contribution to UK economy has explained such as trade, tourism, employment and government tax. This report will pay particular attention in trade contribution current status, valueRead More Review of Cyprus Economy Essay771 Words   |  4 Pages REVIEW OF CYPRUS ECONOMY Cyprus is a small, services oriented (services account for approximately 76% of GDP) free market economy with a record of successful economic performance – Rapid growth, full employment conditions, low inflation amp; external and internal stability. In terms of per capita income, currently estimated at US $ 18,500, Cyprus is classified among the high income countries. It has good business and financial services, modern telecommunications, an educated labor force and aRead MoreHi Value Case1706 Words   |  7 Pagesare approximately 10% higher than Harrison (Hr) and about 7 percent higher than Grand American (GA) and Missouri Mart (MM). Subsequently, higher prices have become a competitive concern due to their declining market share in Centralia. The negative growth rate, based on 1995 to 2002 figures from Figure 2, is -0.53%. Product line: SS are supermarket stores. The stores’ products may be divided into 5 categories: 1) grocery (including diary); 2) fresh meat/poultry/seafood; 3) produce; 4) seasonalRead MoreSuperior Supermarkets1701 Words   |  7 Pagesare approximately 10% higher than Harrison (Hr) and about 7 percent higher than Grand American (GA) and Missouri Mart (MM). Subsequently, higher prices have become a competitive concern due to their declining market share in Centralia. The negative growth rate, based on 1995 to 2002 figures from Figure 2, is -0.53%. Product line: SS are supermarket stores. The stores’ products may be divided into 5 categories: 1) grocery (including diary); 2) fresh meat/poultry/seafood; 3) produce; 4) seasonalRead MoreEastman Kodak Company Case Study1413 Words   |  6 Pagesmaintained the status quo. Kodak has been losing market share for the past five years to the point it has gone from 76% to 70%. The underlying causes that have generated such losses and have ultimately led consumers to favor competing brands with larger growth are: I. Consumers are tending to view film as a commodity, often buying on price alone. Half of the picture takers claim they know little or nothing about photography. II. Quality differences among films are unclear. Superpremium, PremiumRead MoreTourism Industry a Major Source of Income Essay670 Words   |  3 Pagessupplementary and future development indicators, which are formed two main categories as follows; Firstly, indicators measuring the tourism performance and impact, which measurement could be provided by assessing change and trends in jobs, income and revenues for instance according to the table1, Tourism Direct Gross Domestic Product (TDGDP) that a leading international measure of the tourism contribution to GDP, the GDP growth has been seen as the ultimate objective of economic development. GDP isRead MoreBuilding Distribution Of Energy And Energy Distribution989 Words   |  4 Pagesup the process of sorting waste to ensure recyclable items and not mixed with non-recyclable objects. Key Contributions: Helps keep cities clean which boosts the quality of life. 4.2.2. Power and Energy Distribution Many cities are trying to adopt smart grids to efficiently manage distribution of energy. Currently the main source of energy is coal and fossil fuels. Technological advances have not yet reached the stage where renewable sources of energy can sustain life globally. It has been estimatedRead MoreAnalysis of a PHD Student ´s Research on Investment Inequality1312 Words   |  6 Pageswealth and property ownership to the study of income inequality. The main problem that Nau explains in his research is the issue of how investing has emerged a dramatic shift in income shares. With this in mind, Nau presents two important unanswered questions, to what extent is the elite’s concentration of income a function of non-wage income growth, for example its investment gains and how has the top’s investment income growth changed the collectively outlines of income inequality? Explaining thatRead MoreA Report On Celanese Corporation1104 Words   |  5 Pagesdramatically. Predicting sales growth in the chemical industry is not an easy task to do. However, the original estimation of sales growth from 2004 to 2008 were 0.7%, 3.5%, 0.7%, 0.2% and 0.0% respectively. The simulation provided the opportunity of hiring a consultant for estimating the growth of the company. Due to the limited budget that Celanese had, I decided to use it in estimating sales growth and capital expenditures (CAPEX). The consultant’s estimation of sales growth from 2004 to 2008 were 0Read MoreGlobalization : A World Wide Movement Essay1267 Words   |  6 Pagesmovement where nations and communities come together and form a network. Throughout the course we explored the integration and interdependence of various nations, which ultimately shapes world affairs on a global level.Evidently, growth of the developing countries is the main cause of globalization and it brings both opp ortunities and disadvantages to them. There are numerous ways in which globalization has impacted the world today.The course also created great emphasis on what it means to be a Global

Why I Need Discipline At Snowball Pay My Debts With A...

4 - Paying Off Your Debts With A Snowballing Technique Some call it a snowballing technique and others a positive-feedback loop, but it basically means paying off your debts. The trouble is that this technique uses a little bit of budgeting (which is tough), and you will need a fair amount of discipline to pull it off. Why Will I Need Discipline To Snowball-Pay My Debts The reason is that as the money builds up in your account--it starts to look awfully tempting. It grows and grows in your account on things such as your credit cards, and after a while, you start thinking about a new computer or an upgrade to your car, then you convince yourself you â€Å"need† whatever it is you want to buy, you justify it in your head, you spend the money--and you are back to square one. You need discipline to be able to stay away from your own money. It Works Best For Credit Cards Credit card debt is one of the most crippling kinds of debt because people max out their cards and then pay a large fee every month to cover the interest, but do not actually pay off the debt itself (just the interest). Plus, the more debt you have on your card, then the more mandatory interest you have to pay every month. An Example With Three Credit Cards This technique can work well with other types of debt, but for the sake of the example, it is shown here with three credit cards. All three cards are fictitious with fictitious names and all have been maxed out. Card Janeway - $2000 debt $60 interestShow MoreRelatedEvaluation Of A Research Methodology9423 Words   |  38 PagesChapter 4. Research methodology This chapter describes the research methodology that was chosen and why it was the most suitable for the research propositions. This chapter also covers the data collection and analysis and discusses issues of validity and reliability. 4.1 Research Method Each proposition serves to focus the data collection, determine direction and scope of the study and together the propositions form the foundation for a conceptual structure/framework (Miles Huberman, 1994;

Do You Agree or Disagree with the Following Statement Your Job Has More Effect on Your Happiness Than Your Social Life Does free essay sample

If job and social life were two entirely independent elements, the assertion that my job influences my personal happiness more than does my social life would be well accepted. Unfortunately, in too many days, and in too many circumstances, my job and my social life entangle together, although they are not like the warps and weft of my personal textile of happiness. My job renders me immense happiness day and night, in spring and in winter as well. This is not because my job is special or distinctly different from yours, my brothers and sisters, nor is it because my job gives me more money or other intangible income measured against the mundane criteria( ). But it is because I have a very special attitude towards my job. To put it exactly, I am always enthusiastic and even exuberant when I work. I firmly believe that whatever the job is, it is significant to my mental and menial life to the Lord and my God. We will write a custom essay sample on Do You Agree or Disagree with the Following Statement: Your Job Has More Effect on Your Happiness Than Your Social Life Does or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page I work for the glory of the Lord and my God rather than, as the multitude mortals do, for the sake of the Gold. Thus, wherever I am, whatever I do, I am happy. I take job as part of life or an inevitable experience of my spiritual pilgrim process. Even when I was in prison in 1989, when I was forced to clean the filthy toilets, forced to do farm work under the scorching sun without a drop of drinking water, or forced to hand wash their socks and underwear in the cold winter when the water is only available when I broke the ice in the river where the cold winter wind sings. My friends, I say that my job gives me immense happiness because I love life, my life and the life of friends and foes. I love my parents and daughter and my brothers and sisters, and I even love those who persecuted me. My way to love people is to do a perfect job. Similarly, my social life ranks the same as my job in terms of the happiness rendering. What is your social life? The social life, essentially, is to talk and communicate in whatever forms with others, the people as humble as we are, as sinful as we are, and as thirsty in spirit as we are. They are the brothers and sisters. Some people might ask me whether I hold the same attitude when I was confronted with evildoers or the people haunted by devil. I say to you, my brothers and sisters, they can be cured and well educated, if our human goodness and righteousness is yet not powerful enough to draw them back to the right track, then we pray for the help from the God and our Lord. My social life includes dealing with friends, students, their parents, and other educators. I here make it clear that I am an English teacher. All of my social life delights me.

Teenagers And Marijuana Essays - Drug Culture,

Teenagers and Marijuana During the past 5 years have teenagers been using more marijuana? Well, the statistics show that they are. In fact, since 1992, the use of marijuana has doubled. Why are teenagers using marijuana and what are the effects? This question will be answered to the fullest with test results, recent statistics, and personal experiences. Many people believe that kids start to use marijuana because their parents did it back in the 70's. They want to see what it's like so they try it once. That one time leads to another, and then another. Eventually they're addicted and may use it every day. Peer pressure is another factor. If you just hanging around with your friends and a couple of them are smoking marijuana, you might think that you're a pansy if you don't smoke it with them. So if you just smoke it once, may be they'll still think your 'cool', and once again one time leads to another. Marijuana can easily be researched on the Internet. You can find out how to grow it in your own back yard, how to sell it at the right price, how to hide it from authority figures, and how to make a joint out if it. Movies and songs can also be a major factor. Many current songs are directly related to marijuana. A popular rap CD has a picture of a marijuana leaf on the entire cover and labeled "Da Chronic", a slang tern that means "the marijuana". In movies, marijuana is talked about frequently also. Some movies like "Half Baked" focus on marijuana and teenagers being high all the time. In school is another factor of the increase of marijuana. When a number of teachers from various school were asked if the drug problem in their school is getting better or worst, 41% said that it's getting worst. However only 15% of principle say that it's getting better. In 1996, 10.9% of junior high students admit to smoking marijuana and 11.4% in 1997. That increase doesn't seem that much, be officials say that it's a huge increase considering that is it within 1 year. The increase of marijuana doesn't completely focus on teenagers. A 13-year-old is 3 times more likely to smoke marijuana than a 12-year-old is. It is discouraging to think that there is even a statistic for kids using drugs at such a young age. But surprisingly, the statistics go even younger than that. For children between the age of 6 and 9, the use of marijuana has doubled. The number's also show that the older you get, the more likely you are to using marijuana. In 1995 a survey asked a number of high school students from all around the country and this is what they found. 19.9% of 8th graders admit to marijuana use, 34.1% of 10th graders, and 41.7% of 12 graders. Which means that 1 out of 4 8th graders admit to using marijuana. That doesn't even include the students that don't admit it. 1 out of 3 10th graders admit to marijuana use, and more that 2 out of 5 12th graders. The numbers are amazing when you realize how many kids are smoking marijuana these days. It makes you wonder how the future of the nation. It is so easy for kids to get hooked on marijuana in today's society. 85% of adolescents say the drugs are the most important problem teenagers face. From personal experience at a recent concert, I was asked numerous time to smoke marijuana from people that I did not know and I'm sure that it has happened to most teenagers at a concert or any other gathering of some sort. All you have to do is to try it once and it is very difficult to say 'No' after that. It is very easy to separate the people that smoke marijuana from the people that don't smoke marijuana. Most kids who now depend on marijuana to live say that they wish they never started. Just about all of them, 97%, say that they still used pot even after they realized it became a problem. This just shows how hard it is to stop smoking marijuana the more you use it. 85% of the

US Postal Service Mail Holding Service Online Request

US Postal Service Mail Holding Service Online Request You spent months planning the perfect vacation and at last, its time to hit the road. The bags are packed, the car is loaded, and the dogs in the kennel. But wait. What about having days of mail stacking up in your mailbox where robbers and identity thieves might get their hands on it? No problem. Just go online and arrange to have the  U.S. Postal Service  (USPS) hold your mail while youre gone.   The USPS mail holding service offers postal customers the option of having their mail held for from three to 30 days quickly and easily. When you go on vacation, the last thing you need is to be concerned about the safety of your mail while youre away. Our Hold Mail Service addresses this issue almost effortlessly, said Francia G. Smith, USPS vice president and Consumer Advocate. This service represents our continued commitment to increasing customer access- making it easier and more convenient for customers to use the Postal Service when and where they need to. You can request USPS mail holding services up to 30 days in advance of the day you want it to start or as early as the next scheduled delivery day. You should request your mail holding start date by 3 a.m. EST (2 a.m. CT or 12 a.m. PST) on your requested day, Monday through Saturday. If you are going to be away from home for more than 30 days or if you are making a long-term move, you can also set up temporary or permanent USPS Mail and Package Forwarding Services. If you are making a permanent move, you can also use the forwarding service to update your official address. If you are just moving temporarily, you can use the Postal Service’s mail and package forwarding service for a period as short as 15 days or as long as one year. After the first six months, you can extend for another six months. How to Do It After you get online, just  go to the Postal Service home page. In the menu under Track Manage at the top of the page, click on the Hold Mail menu option.   Youll be asked to enter your delivery address information and the dates on which you want the Postal Service to start and stop holding your mail.   At the end of the mail holding request process, youll be given a  confirmation number so that you can modify the request if you come home early or decide you want to stay on vacation a little bit longer. The online service electronically notifies your local post office, and all of your mail will be held for the time specified and delivery is resumed on the requested date. Having the Postal Service hold your mail while you are away is one of the best steps you can take to prevent having your mail stolen. Request Mail Holding by Telephone   You can also request the USPS mail holding service over the phone by calling toll-free  1-800-ASK-USPS and following the menu options.   Whether requested online or by phone, millions of Postal Service customers have taken advantage of this convenient service since its 2003 launch.

Fun Movie Titles in Japanese and English

Fun Movie Titles in Japanese and English The Japanese enjoy movies, eiga (æ˜  Ã§â€ »), very much. Unfortunately, it is a little bit expensive to see movies at the theater. It costs ~1800 yen for adults. Houga (é‚ ¦Ã§â€ ») are Japanese movies and youga (æ ´â€¹Ã§â€ ») are western movies. The famous Hollywood movie stars are popular in Japan as well. Girls love Reonarudo Dikapurio (Leonard Dicaprio) or Braddo Pitto (Brad Pitt), and they want to be like Juria Robaatsu (Julia Roberts). Their names are pronounced in a Japanese style because there are some English sounds that dont exist in Japanese (e.g. l, r, w). These foreign names are written in katakana. If you have ever had a chance to watch Japanese TV, you might be surprised to see these actors quite often in TV commercials, something you will almost never see in North America.   Japanese Movie Translations Some youga titles are literally translated like Eden no higashi (East of Eden) and Toubousha (The Fugitive). Some use English words as they are, though the pronunciation is slightly changed to the Japanese pronunciation. Rokkii (Rocky), Faago (Fargo), and Taitanikku (Titanic) are just a few examples. These titles are written in katakana because they are English words. This type of translation seems to be on the increase. This is because borrowed English is everywhere and the Japanese are likely to know more English words than before. The Japanese title of Youve got mail is Yuu gotta meeru (You got mail), using English words. With the rapid growth of personal computer and email use, this phrase is familiar to the Japanese as well. However, there is a slight difference between these two titles. Why have is missing from the Japanese title? Unlike English, Japanese has no present perfect tense. (I have got, You have read etc.) There are only two tenses in Japanese: present and past. Therefore present perfect tense is not familiar and confusing to the Japanese, even to those who know English. Thats probably why have is taken away from the Japanese title. Using English words is an easy way to translate, but it is not always possible. After all, they are different languages and have different cultural backgrounds. When titles are translated into Japanese, they are sometimes turned into totally different ones. These translations are clever, funny, strange, or confusing. The word used most often in the translated movie titles is probably ai(æ„›) or koi (æ â€¹), which both mean love. Click this link to learn about the difference between ai and koi. Below are the titles including these words. Japanese titles first, then original English titles. Titles Japanese titles(Literal English translations) English titles Ai ga kowareru toki(When love is broken) Sleeping with the Enemy Ai ni mayotta toki (When lost in love) Something to Talk About Ai no sentaku(The choice of love) Dying Young Ai to iu na no giwaku(The suspicion named love) Final Analysis Ai to kanashimi no hate(The end of love and sorrow) Out of Africa Ai to seishun no tabidachi(The departure of love and youth) An Officer and A Gentleman Ai to shi no aida de(In between love and death) Dead Again Ai wa shizukesa no naka ni(Love is in the silence) Children of a Lesser God Eien no ai ni ikite(Living in the lasting love) Shadow Lands Koi ni ochitara(When falling in love) Mad Dog and Glory Koi no yukue(The place love has gone) The Fabulous Baker Boys Renai shousetsuka(A romance novel writer) As Good As It Gets The funny thing is there is no word love in all these English titles. Does love attract more attentions to the Japanese? Whether you like it or not, you cant ignore the Zero Zero Seven (007) series. They are popular in Japan as well. Did you know that in the 1967s You Only Live Twice, Jeimusu Bondo (James Bond) went to Japan? There were two Japanese Bond girls and the Bond car was a Toyota 2000 GT. The Japanese title of this series is Zero zero sebun wa nido shinu (007 dies twice), which is slightly different from the original title You Only Live Twice. It is amazing that it was shot in Japan in 60s. The views of Japan are not quiet right sometimes, however, you could almost enjoy it as a comedy. In fact, a few scenes were parodied in Oosutin Pawaazu (Austin Powers). We have had the lesson about yoji-jukugo (four character kanji compounds). Kiki-ippatsu (Ã¥  ±Ã¦ ©Å¸Ã¤ ¸â‚¬Ã© « ª) is one of them. It means in the nick of time and is written as below (see #1). Because 007 always escapes from danger at the last moment, this expression was used in the description for 007 movies. When it is written, one of the kanji characters (patsu é « ª) is replaced witha different kanji character (ç™ º) that has the same pronunciation (see #2). These phrases are both pronounced as kiki-ippatsu. However, the kanji patsu é « ª of #1 means hair which comes from to hang by hair, and #2 ç™ º means a shot from a gun. Phrase #2 was made up as a parodied word that has two meanings in botits reading and writing (007 escapes in the nick of time with his gun). Because of the movies popularity, some Japanese miswrite it as #2. (1)Ã¥  ±Ã¦ ©Å¸Ã¤ ¸â‚¬Ã© « ª(2)Ã¥  ±Ã¦ ©Å¸Ã¤ ¸â‚¬Ã§â„¢ º

Major Assignment 1 Essay Example | Topics and Well Written Essays - 750 words

Major Assignment 1 - Essay Example Yes, â€Å"if you fail to tip the person getting you that coffee, you may be directing and even substantially affecting that persons income (Lewis),† but the state sets a minimum wage requirement that the employer must adhere by. If tips and wages do not meet the minimum wage requirement, then the employer must compensate the employee for the difference. Yes, â€Å"they know that if someone shoots up his school, he will become a celebrity (Ellis),† but they also know that jail time will be in their future. Usually a school shoot up has nothing to do with fame but is a psychological reaction to bulling inside or outside the school or home. Yes, â€Å"61 percent of the programs examined last year contained some violence (Ellis),† but television program does not put the firearm in the hands of the adolescent. Parents with firearms have the responsibility to keep them locked up tight and safe from children. Yes, â€Å"the violence depicted on television and movies escalates with each passing year, as audiences grow inured to â€Å"routine violence (Ellis),† but many people watch violence without committing violent acts. Parents should monitor children’s viewing habits and watch violent programming with the child to explain what is happing and that it is wrong to do what they see in real life. In The Case against Tipping by Michael Lewis, Lewis had a point when he said, â€Å"people who serve you are more likely to do it well and promptly if they will be rewarded.† I felt this concern had merit in that servers do expect the tip and know that if they perform great service then they will be tipped generously. Servers also provide mediocre service if the patron is not spending much money at the establishment because they know the tip is based on a percentage of about 15%. A patron spending $2 on coffee will only be required to pay a 30-cent tip and that is hardly worth any effort. The expected tip should not influence the amount of service the patron receives but

What are the main arguments for and against the horizontal Essay

What are the main arguments for and against the horizontal proliferation of nuclear weapons - Essay Example It led to the loss of nearly a million civilian lives and total destruction of the city. Even those who survived this event, continued to suffer under effects of radioactive radiation for many subsequent years. A generation of Japanese children were born with congenital defects as a result of mothers’ exposure to radiation. Political leaders of today will have to consider their nuclear weapons program in the backdrop of this ghastly human disaster. The rest of the essay will point out the pros and cons of horizontal proliferation of nuclear weapons. It is very difficult to talk of the merits and demerits of horizontal proliferation of nuclear weapons without considering the effects of vertical proliferation. Horizontal proliferation is the acquisition of know-how, technology and material by a nation-state or a political/militant group so as to manufacture nuclear weapons of their own. The term ‘horizontal proliferation’ is used to refer to nation-states or similar entities that do not already have nuclear weapons but aspire and endeavour toward this goal. Vertical proliferation is the process of consolidation and improvisation of nuclear weapons by nation-states already well-established in making nuclear weapons. It is fair to say that vertical proliferation induces horizontal proliferation, as the latter group feel more and more insecure with their militarily well-endowed neighbouring states. In the years after the Second World War, Cold War was the political theatre upon which various nations placed their rationa le for developing nuclear weapons. Yet, even as recently as a decade ago, only a handful of nations were classified under the nuclear-enabled category of states. (Krepon, 2012, p.44) Recent geo-political developments, especially in the wake of September 11, 2001 terror strikes on the United States have significantly altered the internal political dynamics of many nations in the Middle-East and Asia. It

Graduation Speech -- Graduation Speech, Commencement Address

We all have had many stones read to us, and even read many ourselves. In elementary school they were stories of Lad, Jane and Spot. Each of us beamed with pride as we stumbled over that first line of "See Lad go," or "Run Jane run." Then, in junior high we learned about plot and theme, and the characters of the stories actually developed personalities. Now, as graduating seniors, many of us have learned that stories can teach us valuable lessons about life. Even the simple stories from elementary school contain lessons that we can relate to our own experiences. One story in particular that just happens to be from my favorite producer, Disney, and emphasizes the importance of friendship is "The Fox and The Hound." As this story demonstrates, the people that we have encountered throughout our lives, as well as our experiences, help us to grow and develop as individuals. I think we all can learn from the example of Tod and Copper: Now, some people will tell you that a fox and a hound could never get along. But Tod and Copper didn't know that. "You're my very best friend." "And yo...

Segmentation of Budweiser

CHAPTER 1: INTRODUCTION 1. 1 Background of Study The use, acceptance, adoption and application of internet technology to businesses to boast their performances are not something new. Saffu et al. , (2008), states that there has been a significant increase in the use and application of e-commerce in businesses in the past decade. E-commerce has benefits such as reduction in costs, increased business opportunities, reduced lead time and providing more personalized service to the customers (Turban et al. , 2008).Internet banking or e-banking is one of the many tools of e-commerce adopted by the banking industry. Tools of information technology such as internet banking have significantly improved the quality of services offered by the banking industry and/or financial institutions (Dawes and Rowley, 1998). Currently, there are thousands and thousands of e-banking web sites all over the world. Botswana is a developing country, located in the southern part of Africa. She has a population o f just about 2 million.Being a developing country, internet technology has not been quite a thing for the citizens. Majority of people who get to use the internet are those in tertiary schools, work places and government departments, since they can get to use internet there. â€Å"In October 30th 2008, Botswana completed the multi-million pula Trans-Kalahari fibre-optic project, covering approximately 2000 kilometres. The project is expected to act as a catalyst to the growing ICT industry in the country. †Ã‚  (Botswana Guardian. 2008) This study focused on the information technology (IT) adoption in a developing country; Botswana, where internet technology let alone internet banking is still at its infancy stage, but could offer potential benefits and usefulness to the entire population and to the banking industry in the not so distant future. â€Å"The Botswana government together with that of Namibia recently contributed US$37. 5 million each to secure the West African Ca ble System (WACS) landing point.The 14 000 kilometre cable will bring direct and fast connectivity between Namibia, Botswana, West Africa, the United Kingdom and the rest of the world with a design capacity of 5. 12 terabit. These developments are expected to mark the beginning of cheaper bandwidth in the country. Both countries, Namibia and Botswana are at the dawn of an infrastructure revolution on the ICT landscape where broadband communication services will be further enhanced to benefit businesses, ndustry, internet community, academia and the entire population. † (Telecom Namibia, 16 February 2011) For the business industries in Botswana to stay competitive, they would have to implement e-commerce to enable them to be more competitive and efficient. This without any doubt includes the banking industry, which by no means have to implement and manage effectively the Internet banking services. The importance of e-commerce in Botswana is very critical since Botswana is a lan dlocked country and has no access to sea ports. The Botswana government is looking at making the country the communication harbour in the region. Under the government of Botswana’s plans, developing e-business is a critical step and a vital pillar of the economy. † (Botswana Guardian. , 2011). Given the importance of e-business and of Internet banking, it should be the key strategy of the banking industry in Botswana, just like in other developed and developing countries.Although the Botswana government is willing to spend money to invest on internet technology, thus improving e-commerce infrastructure, the ultimate success of Internet banking is still depending on consumers’ perceptions and whether they are willing to use internet banking. Therefore, users and/or customers ought to be willing to use, adopt and accept the technology. 1. 2 Problem Statement â€Å"Internet usage in Botswana remains very low as a result of the high cost to access it, the high cost of computer hardware and generally low levels of Internet awareness.Botswana remains on the wrong side of the digital divide with little access to development and innovation. The Internet banking service is a new technology in Botswana which means it needs a lot of efforts and sources to be adopted by both banks and customers. † (Chippa Legodimo. , 2007). Although previous studies into internet banking adoption show that Internet banking has been implemented completely in many developed countries such as the United States of America and Europe (Pakkarainen et al. 2004) and thus showing more on the factors affecting Internet banking adoption and/or acceptance on innovation adoption in the context of such developed countries (Daniel, 1999; Mols, 2000), there is a growing trend in the adoption of Internet banking by the banking industry in the developing countries too (Gurau. , 2002). It should be noted, that even though Botswana is one of the developing countries; her economy is not growing at the same rate as those of other developing countries. This could be mainly due to her geographical location.Therefore; e-commerce infrastructure is still less developed, thus the adoption of Internet banking is still at its infancy stage when compared to other developing nations. Given that in several countries, studies have been carried out measuring the factors affecting adoption of Internet business; and since there has never been any research or study on the factors affecting the decision to adopt Internet banking in Botswana, this study tried to study and measure such factors. 1. 3 Research ObjectivesThe primary objective of this study was to comprehend the consumers’ perception towards the adoption of internet banking in Botswana and to identify the factors affecting the decisions to adopt internet banking. The objectives of this research are as follows: 1. To identify the key factors affecting the decision to adopt Internet banking system in Botswana. 2 . To examine whether socioeconomic influences the decision to adopt Internet banking in Botswana. 3. To identify the most significant factor that affect the decision to adopt Internet banking in Botswana. 1. 4 Definition of TermsInternet Banking (Internet banking): Computerized service that allows a bank’s customers to get Internet with the bank via internet or telephone lines to view the status of their account(s) and transaction history. It usually also allows them to transfer funds, pay bills, request check books and so on (Business dictionary. , 2011) Internet: Global network of networks using universal standards to connect millions of different networks (Kenneth C Laudon and Jane P Laudon. , 2010). Information Technology (IT): The hardware and software technologies a firm needs to achieve its business objectives (Kenneth C Laudon and Jane P Laudon. 2010). Information System Literacy: Broad-based understanding of information systems that includes behavioral knowledge abou t organizations and individuals using information systems as well as technical knowledge about computers (Kenneth C Laudon and Jane P Laudon. , 2010). Adoption: The ability to accept and be willing to use. Privacy: The claim of individuals to be left alone, free from surveillance or interference from other individuals, organizations or the state (Kenneth C Laudon and Jane P Laudon. , 2010).Computer Literacy: Knowledge about information technology, focusing on understanding of how computer-based technologies work (Kenneth C Laudon and Jane P Laudon. , 2010). Security: Policies, procedures and technical measures used to prevent unauthorized access, alteration, theft or physical damage to information system (Kenneth C Laudon and Jane P Laudon. , 2010). Risk Assessment: Determining the potential frequency of the occurrence of a problem and a potential damage if the problem were to occur. Used to determine cost/benefits of a control (Kenneth C Laudon and Jane P Laudon. , 2010). 1. 5 Scop e of StudyThis study focused on internet banking adoption in a developing country, Botswana; where internet banking is still emerging and seems promising. The study was carried out on individuals comprising of Botswana population, mainly in the two cities; Gaborone and Francistown and the two major towns Jwaneng and Lobatse. The study looked at factors affecting the decision to adopt internet banking services, particularly in Botswana. Some of the developing countries like Malaysia (Suganthi and Suganthi. , 2001) and Turkey (Polatoghu and Ekin. , 2001) have successful implemented and adopted internet banking services.Adoption and implementation of internet banking is on the rising trend among the developing countries (Gurau. , 200). Likewise, Botswana as a developing country ought to implement and adopt internet banking services, therefore, this study looked at factors affecting the decision to adopt internet banking in Botswana. 1. 6 Significance of Study Banks: Comprehending the b ehaviour and perceptions of the customers is of great concern and importance to the survival of Banks (Devlin, Worthington, and Gerrard. , 2007). The banks and/or financial institutions will use this study to improve their service quality.The study will facilitate useful feedback that will be used for the improvement of the services and facilities rendered by both banks and other financial institutions in Botswana. Internet usage is at its infancy stage in Botswana and this study will permit the banks to position themselves and acquire the necessary knowledge on how to sell the service more to their customers. Understanding the customer’s perception regarding a product and/or service, put the banks at an advantage, thus allowing them to formulate strategy and customize their services to the needs of their customers. Customers/users:Customers/users ought to know and/or be aware of the cons and pros of using this facility. Therefore, the knowledge on the factors affecting the c ustomers’ decision to adopt and use internet banking is a vital asset to all customers and potential customers as they will be in a position to make informed decisions. This study would enable customers to evaluate if they really need this service or not. Research: Since there is no study in previous researches on this topic in Botswana in particular, future and current researchers would be in a position to use it as a point of reference and/or to improve it.It will also encourage other researchers to consider researching more on the adoption and use of internet banking in Botswana. It will serve as a starting point for them. 1. 7 Organization of Study Chapter 1: introduction This chapter inductions the subtopics such as background of study, research objectives, definition of terms, scope of study, significance of study and organization of study; to make the comprehension of the whole study visible and/or viable thus making it easier to comprehend the whole study.It is more o f a gate way into the whole study as it gives a brief but detail description and/or summary of the whole study. Chapter 2: literature review Based on the previous studies, this chapter discusses and explains internet banking in details and factors affecting the decision to adopt internet banking in Botswana. It clearly depicts the definitions of dependent variable, independent variables and moderating variables. References from the previous studies are used to enhance comprehension and to see how independent variables influence dependent variable, if ever they do.Chapter 3: Methodology This chapter depicts the whole arrangement of the study. In includes such subtopics as, research framework, hypothesis development, data collection method, questionnaire design, data analysis techniques and summary. Such subtopics are discussed in detail. It is in this chapter that all factors affecting the decision to adopt internet banking in Botswana (independent variables) and moderating variables are discussed and sampled. Hypothesis statements are presented and data collection methods are well explained here.Questionnaire is designed based on the independent variables and moderating variables to measure or see if there is any relationship and/or association between them and the dependent variable. Chapter 4: Data Analysis and Findings This chapter involves the incorporation of the interpretation of the collected data from respondents via quantitative method. The determination of the acceptance or rejection of the stated hypotheses statements was also tested. Software called SPSS (Statistical Package for Social Sciences) otherwise also known as Predictive Analytics Software (PASW) was used in the research to measure the results.This chapter mainly focuses on analysis the data collected, modelling, graphing and tabling it and presenting it. It is in this chapter, where the acceptance and/or rejection of hypothesis testing statements were scrutinized. Chapter 5: Conclusion an d Recommendations This chapter explains the outcomes of the testing of the hypotheses determined in chapter 4. The acceptance or rejection of the hypothesis is discussed as well. Additionally the concluded results of hypothesis testing from this study are compared with findings from previous researches. Limitations of this study were also discussed.

What Is Wind Shear

Wind shear is the change in speed or direction of wind over a relatively short distance or time period. Vertical wind shear is the most commonly described shear. Wind shear is considered to be severe if the horizontal velocity changes at least 15 m/sec over distances of 1 to 4 km. In the vertical, wind speeds change at rates greater than 500 ft/min. Wind shear occurring at different heights in the atmosphere is termed  vertical wind shear. Wind shear over a horizontal plane, such as along the Earths surface, is termed  horizontal wind shear. Hurricanes and Wind Shear Strong wind shear can tear a hurricane apart. Hurricanes need to develop vertically. When wind shear is increased, there is a greater chance the storm will dissipate because the storm is pushed or spread over a larger area. This NOAA visualization shows the effect of wind shear on hurricanes. Wind Shear in Aviation In the 1970s and 1980s, multiple aviation accidents were attributed to wind shear phenomena. According to the NASA Langley Research Center, about 540 fatalities and numerous injuries resulted from wind-shear crashes involving 27 civil aircraft between 1964 and 1994. These numbers do not include accidents that almost occurred. This image of the effects of wind shear shows wind shear on an airplane. A type of weather phenomenon called microbursts can produce extremely strong windshear. As a downdraft spreads down and outward from a cloud, it creates an increasing headwind over the wings of an oncoming aircraft causing a sudden leap in airspeed, and the plane lifts. Pilots may react by reducing engine power. However, as the plane passes through the shear, the wind quickly becomes a downdraft and then a tailwind. This reduces the speed of air over the wings, and the extra lift and speed vanish. Because the plane is now flying on reduced power, it is vulnerable to sudden loss of airspeed and altitude. (Making the Skies Safe from Wind Shear) Wind shear is the change in speed or direction of wind over a relatively short distance or time period. Vertical wind shear is the most commonly described shear. Wind shear is considered to be severe if the horizontal velocity changes at least 15 m/sec over distances of 1 to 4 km. In the vertical, wind speeds change at rates greater than 500 ft/min. Strong wind shear can tear a hurricane apart. Hurricanes need to develop vertically. When wind shear is increased, there is a greater chance the storm will dissipate because the storm is pushed or spread over a larger area. In the 1970s and 1980s, multiple aviation accidents were attributed to wind shear phenomena. According to the NASA Langley Research Center, about 540 fatalities and numerous injuries resulted from wind-shear crashes involving 27 civil aircraft between 1964 and 1994. These numbers do not include accidents that  almost  occurred. This  image of the effects of wind shear  shows wind shear on an airplane. Updated by Tiffany Means. Resources Links University of Illinois Atmospheric Science ProgramNASA – Making the Skies Safe from Wind Shear